http://ummatpublications.com/2009/04/13/page-2.html
Bank Alfalah wale logo ki khilaf chief justic ko action lena chahiye. aur Zime dar logo k khilaf action lena chahiey.
Bank Al Falah credit card | A great trap for Middle class Pakistanis
I have seen a lot of stuff already exist on forums which has been posted from the people who had bad infact worst experience with Bank Al falah credit cards.
I don’t want to put the whole story about my bad experience but the crunch of it how cleverly they play games with the consumers.
After having more than Rs. 39,000 due bill of my Bank Al falah credit card, I called their call center and asked if they have put any interset till now and let me know the current dues, and they replied its 39,580 , which I paid the same day, and had a deep breath. But it was not the end, Next month they send me a bill with Rs.72 ,and asking with their call center, they told me that its just our system which maintains the record of interest and you don’t need to worry about and it will be removed automatically from our system within 3 months, so I kept quiet……….. The next month added 650 rupees interst and late payment surcharge and the bill became 700+ , and after 4 months it was 4200, and this time I decided to go at their office at Shahra-e-Faisal to clear , why this bill is keep on adding, if I have already paid the bill 4 months ago.
I asked their receptionist to let me talk to the concern person, after a long wait I manage to talk with the person on Telephone extension, and got the same reply that you have no amount to be paid, and its only our system’s process to write-off the dues, I said: Ok, Please give me this statement in written, How can I trust a verbal communication, and this conversation became loud and bitter since he was not willing to give me any written statement nor any kind of proof, He came out and took me in conference room to calm down me, and again after half an hour useless arguments, I decided to find someone who can tell me the truth, and I got to know that they are BIG LIARS , and its a big trap to make the amount bigger as possible, and got advice to pay these outstanding Rs.4200 and additional 300 to cut down the hidden interest which they add on the name of “Next day interest”. and got loss of Rs.4500 but saved myself for upcoming trouble
IMHO, Please stay away from credit cards , No matter you are able to pay the amount you spend, but Somehow you will be in loss and might face a big loss.
